Shopping for a Loan

The original article is located on the U.S.Department of Housing and Urban Development's Homes and Communities Web site at http://www.hud.gov/offices/hsg/sfh/res/sc2sectd.cfm.
Your choice of lender and type of loan will influence not only your settlement costs, but also the monthly cost of your mortgage loan. There are many types of lenders and types of loans you can choose. You may be familiar with banks, savings associations, mortgage companies and credit unions, many of which