The Dolans: Is the FDIC next on the federal bailout list?

We now have a "Dirty Dozen."

This weekend, Ameribank Inc. failed -- the 12th bank this year. And trust us, it won't be the last.

We don't expect this to be as bad as the nearly 900 banks that went under from bad loans in the early 1990s during the S&L crisis. That's right -- in case you've forgotten (or, gasp, aren't old enough to remember!), we've been through this before and apparently the Wall Street money guys didn't learn a damn thing the first time around!