This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip!
When it comes to buying auto insurance, the focus is mainly on the premiums.
Premiums are important. Fortunately, there are many web sites that permit consumers to do comparison shopping.
However, everyone knows that there is more to shopping for auto insurance than getting the lowest price. Among the issues to consider are:
Bodily injury and liability insurance -- covers injury to others if you are at fault
Collision insurance -- covers damage to your car
Comprehensive coverage -- covers damage to your car caused by an event other than an accident
Car rental -- while yours is being repaired
Glass -- eliminates deductibles for broken glass
Medical -- covers your medical expenses
No-fault personal injury protection -- covers medical and related expenses for everyone injured in an accident, regardless of fault
Liability -- covers damage you cause to the car or property of others
Uninsured motorist -- covers injuries (bodily and property) caused to you by uninsured drivers
Here's a tip on buying auto insurance that most agents won't tell you: