Breathing in the last 20 years? Here's a $75 million class-action lawsuit that might interest you...

I just signed up to be on a game show. Or it feels like it, anyway.

Less than an hour ago, I happened to be reading the AARP Bulletin, which has a story this week about a $75 million class action lawsuit settlement with TransUnion, one of the three major credit-reporting bureaus. If you took out a loan within the last 20 years, opened up any sort of line of credit, got a car loan or took out a mortgage -- in other words, if you're over the age of 18 and breathing -- you're probably eligible to get something out of this.

Apparently, TransUnion violated a bunch of laws by selling private consumer information for marketing purposes, so look, if you want something for free and a chance to stick it to The Man, here's what you do. Either call 1-866-416-3470 where you can register your information, or go to and fill out your information; mailing address, phone number, email... Hey, how do we know TransUnion won't use all of this new information for more marketing purposes?

(I'm just kidding. I'm sure it won't. Still, the irony is kind of funny.)
You can select one of three options, which is why I started feeling like this was a game show. You can sign up for six months of credit monitoring valued at $60 and possibly get an additional cash settlement later. How much? Who knows?

Or choose Door Number Two and receive nine months of credit monitoring for $115; you get more services than the first one but you won't get any future cash settlement.

And Door Number Three -- you select the possibility of getting cash, but there's no indication of how much. Just like the Mystery Box on the Price is Right!

I chose the cash. With my luck, it'll turn out to be 80 cents, but oh well. Nothing ventured, nothing gained.

If you're interested, you have to register before September 24, 2008.

Geoff Williams is a freelance journalist and the author of C.C. Pyle's Amazing Foot Race: The True Story of the 1928 Coast-to-Coast Run Across America (Rodale).
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