Will LifeLock help repair your credit if your identity is stolen?

The short answer to the question is no. The chance of LifeLock helping you repair your credit after an identity theft is next to none. But of course, the company doesn't want you to think that, or you'd probably never pay for their "service."

One of the reasons LifeLock fans have given for their support of the company and its services is that they'll help you repair your credit. That's simply not the case, unless your identity theft meets one tiny little exception. LifeLock will only help you if you can prove that your identity theft was caused by a "defect" in their service.

Now that's not immediately clear in the marketing materials used by LifeLock. In fact, they say prominently on their website: "If your Identity is stolen while you are a member of LifeLock, we're going to do whatever it takes to recover your good name." The page then goes on to say that there's not much fine print to this guarantee, but that you should read it.