Haggle like a pro!

Retailers including many of the big-box stores are warming up to the idea of haggling in the face of a stagnant consumer economy. The editor of Good Housekeeping recently appeared on the Today Show to offer some tips on haggling.

Some interesting statistics: credit card companies spend $300 on average to acquire a new customer, meaning that they have a pretty strong incentive to retain you -- even if it means offering a lower rate than they'd like. You have leverage: use it!

You can also haggle on clothes, appliances, and pretty much everything else. But don't try it with fast food. It's tacky.