Naked Truth Investing: A hot tip on oil stocks!

This is the part of a new series of columns called "The Naked Truth," by retirement expert Dan Solin. Please bring him your questions, in the comments box, and he will answer as many as he can.

Brett Arenda, who writes a personal finance column for WSJ.com., has a hot tip for you. Buy shares in the Global Energy iShare.

According to Mr. Arenda, "You're already paying for the gasoline and energy at home. Shouldn't you be pocketing some of the profits as well?"

Here is my hot tip that will boost your retirement savings.

Don't listen to him or to any other stock picker.