Naked Truth Investing: Has anyone looked at the markets lately?

This is part of a new series of columns called "The Naked Truth," by retirement expert Dan Solin. Please bring him your questions, in the comments box, and he will answer as many as he can.

If you are investing for retirement, you should be focused on the long term. Your primary concern is the amount of money you will accumulate for your retirement.

It is easy to lose this focus when the steady drumbeat from the financial media if rife with predictions of financial doom and gloom.