Baby steps toward a budget


Plastic is the devil. All of it. Whether it be plastic surgery or plastic credit cards, it is all evil. I've become so accustomed to using my debit card that I use it for literally everything. People tell me, "Just leave it at home," or "Don't use it," but that's hard. Especially since I have memorized the number.

I don't need to have my credit card on hand to order the new Ipod when I can just punch my number onto the internet. I've even got the expiration date and the CVV number in my head. It's horrible being blessed with a photographic memory.

That leads to the problem of overspending. It's so easy to spend money with a debit card. You want to know what's worse? My bank pays everything. All checks...all debits. Even if I'm about to go into the negatives. That has led me to some deep red numbers.