Refinance hell: It's an emotional rollercoaster...and I'm ready to throw up
Well, we are about 8 months from that point. So I go out and look for refinance options. Get lots of great schpiels, quick talking salesman, but that's about it. I can not get help getting refinanced. "Your scores are too low," they tell me.
It's horrible. I feel like crap now. I even left work just so I could come home to mull around. Our house payment is about to go up. I've seen a lot on the news about sub-prime problems, and I never really understood what it was all about. But now I do. It's about ME!
Am I in danger of losing my house? No. Not even close. But we are living paycheck to paycheck right now and I don't like the fact that I don't know where my mortgage will be in a year.
So now I feel like I'm back at Square One, with nowhere to go, and no idea what to do. I submit my plight to you, readers. What would you do in my position? I'm all ears.