No End in Sight With Housing Free Fall Unitl Credit Looses and Supply Recedes

NEW YORK (AP) - House prices may still have a long way to fall.
Across much of the nation, home values are dropping - even those backed by solid mortgages - and banks are repossessing more every day. Most experts say the dive won't hit bottom for another year and only after excess inventory is sharply reduced and credit markets improve.
More government intervention may be needed, too, if the free