Ken and Daria Dolan, America's First Family of Personal Finance, answer your money questions every Friday.
Ken and Daria,
My credit score is 657. My wife and I want to refinance our mortgage, but we need a higher score to get a good interest rate. What can we do to boost our credit score before we talk to our lender?
Ken and Daria Dolan offer more advice on living credit smart in their new special report,"8 Secrets Your Credit Card Company Doesn't Want You to Know." Download it now.