Your credit history doesn't divorce when you do

Are you thrilled to be rid of your lying, cheating, good-for-nothing spouse? Well don't throw a party just yet. You may be divorced from the world's worst husband or wife, but that doesn't mean your togetherness is over.

Did you know that after you divorce, you still may be tied to your ex for many years by way of your credit report? That's right.... Your credit history doesn't divorce your spouse, even when you do.

The problems start when the spouses agree that one will continue to pay a debt for which both are legally bound. Sometimes the husband takes the truck and agrees to make the payments, but the debt is in the names of both the husband and the wife. He decides to stop paying but is still driving around in the truck. What happens?