Give yourself an instant pay raise

Ken and Daria Dolan are widely known as America's First Family of Personal Finance.

Every time Ken and I hear someone brag about how they got a big, fat tax refund, it's all I can do not to scream. A tax refund is NOT a gift...it's NOT something to celebrate! A tax refund means you let Uncle Sam keep too much of your hard-earned money for the last 12 months!

So today let's stop the madness. Put an end to the interest-free loan you're so generously giving Uncle Sam and give yourself an instant pay raise instead! That's right, spend five minutes with us now and get a fatter paycheck all year long.

All you need is a pen, a calculator and a W-4 form (which you can get from your payroll administrator or click here to print one now.