Wake up Washington -- Recession is here!

Ken and Daria Dolan are widely known as America's First Family of Personal Finance.

We are SO sick and tired of hearing all the talking heads -- the economists, Wall Streeters, politicians and so-called "experts" -- debating whether or not we will have a recession this year.

Folks, just look around you for heaven's sake...we are ALREADY in a recession! And it doesn't take a genius to see it...

• Consumers didn't consume as much over the holiday season as they did last year.

• Only 18,000 new jobs were created last month.

• The number of homes in foreclosure is still growing at an alarming rate.

Plus construction industry layoffs are mounting, credit card defaults are growing, oil prices are choking household budgets and hurting businesses...