Psst...want some free money?

Ken and Daria Dolan are widely known as America's First Family of Personal Finance.

Believe me, my friend, this is as close as you'll ever get to a free lunch! And there's no catch, we promise.

We are constantly shocked by how many people are sitting on completely legit sources of free money every day and letting it just slip right through their hands. It's yours for the taking, and it could be the difference between retiring in style and just getting by in your golden years.

We're talking about matching 401(k) contributions from your employer. About 75% of employers with 401(k) plans offer some type of matching. A common formula is for your employer to contribute 50 cents for every $1 that you contribute.

Let's take just a minute to look at what that really means in dollar terms. If you contribute $3,000 a year, your employer adds another $1,500 to your account (that's $1,500 of their money that just became YOUR money). Play that scenario out for 10 years at an 8% return and that free money from your employer grows into a whopping $23,468 extra in your nest egg!

If you DON'T want an extra $23,000, raise your hand...

So, don't turn your back on one of the few real chances in life to get FREE money. Maxing out your 401(k) was already a good idea, but it's a great idea when you add employer matching to the mix. You'd be downright foolish not to take full advantage of it by contributing every penny you can afford to your 401(k) in the new year so you can maximize your employer matching, too.

Ken and Daria Dolan have hosted their own national radio program for 22 years, anchored their own television shows on CNN, authored six books on money matters, served as money contributors on CBS This Morning and have now launched a comprehensive web site and free e-letter at

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