Credit card tips and traps

Ken and Daria Dolan are widely known as America's First Family of Personal Finance.

Did you see the headlines this week? Congress is finally airing some of the credit industry's dirty laundry and threatening to get tough with it over the sneaky-and sometimes downright unethical ways some credit card companies squeeze consumers.

We say it's about time. Just thinking about the way some companies offer you the "opportunity" to rob your own future makes us livid. But let's be real -- credit card companies are in business to make money.

And if consumers keep taking what they dish out, a Congressional hearing isn't going to change that.