Your Home: 5 Tips if You're in Too Deep


NEW YORK (Money Magazine) -- Bo and Ana Apostolache loved their three-bedroom home on a cul-de-sac near Irvine, Calif., when they bought it six years ago. Best of all, they could easily cover the $1,400 monthly payments on their $175,000 mortgage.
Over the next few years, as interest rates dropped and their home price tripled in value, the couple refinanced several times and tapped $200,000 worth of equity to pay for home improvements