The Growl of a Housing Bear

John Talbott warned that home prices were ready to fall back in 2003, when he wrote the best-seller 'The Coming Crash in the Housing Market.' A former Goldman Sachs investment banker who sold debt for clients including Fannie Mae, Talbott criticized the managements of the housing-finance giant and rival Freddie Mac for enabling noncompetitive forces to boost home prices. In this year's followup 'Sell Now! The End of the Housing Bubble' (St. Martin's Griffin), Talbott's