20 Reasons Not to Put In a Backyard Pool

Man cleaning an in-ground swimming pool with a pool vacuum cleaner, standing while about to put in the vacuum cleaner with brick surrounding the pool, steps and lawn in the background
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Wave Goodbye

Backyard pools seem like an ultra-convenient way to cool off and welcome friends — certainly less of a schlep than going to the beach or to a community pool. Think twice, though: Despite all their warm-weather appeal, pools have some serious downsides that may not be readily apparent when the temperature (and pool temptations) are high. Here are reasons to reconsider getting a pool at home.

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Large in-ground swimming pool with a slide, a basketball hoop, and a patio in a secluded backyard surrounded by trees
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It's Expensive to Install

The most obvious reason to forgo a pool? Big-time sticker shock. Installing an in-ground pool costs more than $55,091 on average, according to HomeAdvisor. An above-ground pool is significantly less expensive, clocking in anywhere from $800 to $4,500 to install and around $5,000 to build — still not chump change for most homeowners.

Related: Long-Term Steps to Reduce Your Living Expenses and Save Money

Man measuring boards while building a new above-ground pool deck with the yard in the background
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There Are Other Hidden Costs

The pool is expensive enough, but the quote may not include related costs: Will a retaining wall or other costly landscaping be needed? Will there be a deck for an above-ground pool, or a concrete patio for an in-ground pool? What about fancy lighting? And don't forget all those fun accessories: diving boards, slides, pool floats — they add up.

Related: Products That Can Turn Your Backyard Into a Relaxing Oasis

Pool cleaning kit with a pool net on side of an in-ground swimming pool
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It's Pricey to Maintain ...

The expenses don't end once installation is over. HomeAdvisor estimates an average $115 a month going to pool maintenance, though that figure is skewed by pool owners who use professional services. Still, DIY maintenance isn't cheap, either: You'll have to pony up for supplies including a skimmer, chlorine, a pH kit, a pool vacuum, filters, and a quality pool cover, ranging from $30 to upward of $10,000 for a mechanical model.

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Man standing cleaning the water with a net on the side of an in-ground swimming pool with landscaped foliage and neighbor houese in the background
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... and Time-Consuming, Too

Do-it-yourselfers should remember that they may save on labor costs, but are still paying with their time. A pool owner can spend five to 10 hours a week maintaining a pool with skimming debris, making sure pool chemicals are in balance, and so on, according to a Money Crashers article.

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Male pool technician fixing swimming pool water pump on the side of an in-ground swimming pool
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Repairs Are Costly

One-time pool repairs outside a maintenance budget can be a real wallet-buster, experts tell Angi, formerly known as Angie's List. A busted pool pump motor can be around $350, and around $800 to replace. Resurfacing a leaking pool starts around $6,000, while replacing a vinyl lining starts around $3,000. A new pool filter may cost around $600.

Related: Repairs to Leave to the Pros

Female infant approaching the edge into the water of an in-ground swimming pool, alone with danger with blurred background
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Pools Pose a Safety Risk ...

Roughly 10 people a day died after drowning in non-boating accidents from 2005 to 2014, according to the Centers for Disease Control and Prevention. The highest rates are for children ages 1 to 4, and most of those young victims drowned in backyard pools. Educate yourself on how to enjoy summer safely. Even pets are at risk, from drowning or lapping up chemical-laden pool water.

Related: Water-Safety Tips That Could Save You From a Swimming Disaster

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... But Keeping Them Safe Is Expensive

Many cities and counties won't allow a pool to be installed unless it's fenced in. Home insurers may also require it. But pool fences start at well over $1,000, and parents of young kids should also seriously consider a pool alarm that will sound if someone enters the pool or opens a pool gate when they shouldn't. These start around $45 on Amazon and top out around $500.

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Female child has arm with hand raised for help as she is drowning in swimming pool
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You'll Need More Liability Insurance ...

Pools are an "attractive nuisance," meaning possible liability if your pool causes an injury or death. The Insurance Information Institute cautions that pool owners should have at least $300,000 to $500,000 of liability coverage, or even consider an umbrella policy providing $1 million in protection, which could mean roughly $300 a year more in premiums.

Related: Tips to Keep You From Buying Too Much Insurance

Focus on in-ground swimming pool surrounded by brick sides and large house on a sunny day
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... And Structural Insurance, Too

An in-ground pool is an investment, so don't forget to protect it by increasing your "other structures" coverage, Insurance.com warns. Most policies include this coverage up to 10 percent of a home's value — if that's not enough, each additional $1,000 in coverage may bump up a premium about $5. Above-ground pools may fall under personal property coverage, but make sure there are no pool-specific claim limits.

Real estate agent showing a room of a house to family, man is holding female child, room has white walls with two windows and wooden floors
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Pools Are Polarizing ...

Who wouldn't want a pool? Surely it will make the house an easy sell, you may think. Not so fast, real estate agents warn. While there are some people who find a pool appealing, other would-be buyers won't want the headaches that come with it, especially if they have small kids. Getting rid of a pool isn't exactly cheap, either: It could take $10,000 or more to make a typical in-ground pool disappear.

Related: Things to Consider When Buying a House After 50

Metal steel frame above-ground pool with ladder on grass with trees in the background
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... And You Won't Get All the Money Back

Pools are not kitchens: Spending big on one doesn't mean getting the money back when it's time to sell. Half the investment might be recouped on an in-ground pool, but only in very warm climates that boast good swimming weather most of the year, Money Crashers says. An above-ground pool may even cost money when it's time to sell, as many buyers consider them an eyesore.

Focus on the face of a sharp-tailed snake on the water of a swimming pool with a blurred background of pool water
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Pools Are a Critter Haven

If you're not a wildlife lover, be forewarned: Animals love pools. Some of the most common visitors include frogs, snakes, ducks, and geese; you may even find alligators if you live down south. The CDC warns pool owners to keep a close watch for raccoons, which can harbor a parasite that can cause a serious neurological illness in humans.

Related: Cheap, Natural Ways to Rid Your Home of Pests

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The Electricity Bill May Soar ...

Pool pumps use more electricity than any household appliance, and can easily add up to more than $300 to an electricity bill in a year, according to Oracle data. A variable-speed pump can cut down on energy costs, but might come at double the upfront cost of a single-speed pump.

Related: Earth-Friendly Habits That Can Save Money

A one hundred dollar bill and a twenty dollar bill being washed by water down the drain, with water droplets everywhere
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... And the Water Bill, Too

Water is relatively cheap — it's combined water and sewer bills that can be the real killer when filling up or topping off a pool. The bill could more than double for the month you fill a pool — depending on the size, you may need 15,000 or more gallons on top of the 12,000 a family may normally use in a month. That could mean as little as an extra $65 in some cities, or well over $360 in others, based on rates last tracked in 2019 by Circle of Blue. (You can be confident rates are even higher now.)

Related: Tips to Avoid Utility Bill Scams

Modern in-ground swimming pool being vacuumed under water with an upscale patio and backyard
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It's Not Exactly 'Green'

If you're concerned about living an eco-friendly life, getting a pool probably isn't the best move. Increased electricity and water use not only affect a utility bill, but the environment, too. Researchers have found that environmental impacts are much greater in warmer, more arid climates where pools are likely to get greater use.

An in-ground swimming pool with a cover on it and water pump during a snowfall in winter in Indiana with evergreen and leafless trees in the background
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It Can't Be Used Year-Round

Experts recommend opening a backyard pool when the temperature makes it consistently past 70 each day. For much of the country, that means it's only reliably warm enough to enjoy a pool for about five months out of the year — typically May through September. For some northern parts, the swimming season is really only three months long.

Related: The Coldest and Warmest Cities in Every State

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It May Not Even Be Allowed

Do you live in a neighborhood with a homeowners association? Better check the rules before giving in to pool dreams. Above-ground pools are commonly prohibited, and associations may still restrict homeowners on the kinds of in-ground pools they can install.

Pied French bulldog puppy lying down on the grass of a home's lawn, while looking up, with a blurred background of the lawn
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It Eats Up Valuable Yard Space

Do you need grass for pets or kids to romp? Consider whether you'll have enough yard space for anything else once a pool is installed. In-ground pools begin around 10 by 20 feet, while the smallest above-ground pools are about 12 feet round. You'll also need to account for patio space or local rules requiring pools be a certain distance from homes and property lines.

Sick man crunched over holding his stomach in pain, while sitting on the edge of the bed, wearing plaid pajama pants and a grey pajama shirt in the bedroom with windows open
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Pools Can Make You Sick

A backyard pool may seem safer than a public pool when it comes to spreading illnesses, but a private paradise isn't immune from germs. According to the CDC, diarrhea is the most common recreational water illness; rashes, ear infections, and respiratory issues are also common. Properly chlorinated water can take care of most germs in an hour, but the CDC says others can survive for days.

Related: The Biggest Health Risk of Public Pools (It Isn't Drowning or COVID-19)

Happy young man in mid-air jumping with an inflatable ring into an in-ground swimming pool with edge of lawn and sun setting in background
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You May Attract Unwanted Guests

A lovely pool can make a home suddenly attractive as a new hangout. While a planned pool party could be a great time, a pool may also mean family members, friends, and neighbors turning up to cool off without an invitation. It's best to set ground rules to minimize these awkward situations.

This article was originally published on Cheapism

Man cleaning an in-ground swimming pool with a pool vacuum cleaner, standing while about to put in the vacuum cleaner with brick surrounding the pool, steps and lawn in the background
gg-foto/shutterstock

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