20 Cities Where You Need a Side Hustle To Get By
20. San Antonio, Texas
Per capita income: $26,328
Annual rent for a 1-bedroom apartment: $12,516
Annual transportation cost: $5,003.73
Annual grocery cost: $4,129.41
Annual healthcare cost: $4,516.99
Annual utility cost: $4,830.14
Difference between per capita income and total costs: -$4,484.80
Number of side hustles needed to get by: 1
19. Rochester, New York
Per capita income: $24,916
Annual rent for a 1-bedroom apartment: $11,192
Annual transportation cost: $4,565.33
Annual grocery cost: $4,833.28
Annual healthcare cost: $4,830.14
Annual utility cost: $4,291.06
Difference between per capita income and total costs: -$4,795.81
Number of side hustles needed to get by: 1
18. Fayetteville, North Carolina
Per capita income: $25,659
Annual rent for a 1-bedroom apartment: $11,732
Annual transportation cost: $3,885.07
Annual grocery cost: $4,645.48
Annual healthcare cost: $6,119.21
Annual utility cost: $4,091.47
Difference between per capita income and total costs: -$4,814.24
Number of side hustles needed to get by: 1
17. Milwaukee, Wisconsin
Per capita income: $24,1679
Annual rent for a 1-bedroom apartment: $9,788
Annual transportation cost: $5,144.82
Annual grocery cost: $4,591.12
Annual healthcare cost: $5,373.73
Annual utility cost: $4,207.90
Difference between per capita income and total costs: -$4,938.56
Number of side hustles needed to get by: 1
16. El Paso, Texas
Per capita income: $23,450
Annual rent for a 1-bedroom apartment: $10,780
Annual transportation cost: $4,630.84
Annual grocery cost: $4,546.64
Annual healthcare cost: $4,488.46
Annual utility cost: $4.037.42
Difference between per capita income and total costs: -$5,033.36
Number of side hustles needed to get by: 1
15. Arlington, Texas
Per capita income: $28,904
Annual rent for a 1-bedroom apartment: $14,068
Annual transportation cost: $5,774.69
Annual grocery cost: $4,848.10
Annual healthcare cost: $5,145.94
Annual utility cost: $4,158
Difference between per capita income and total costs: -$5,090.73
Number of side hustles needed to get by: 1
14. Philadelphia, Pennsylvania
Per capita income: $29,644
Annual rent for a 1-bedroom apartment: $13,152
Annual transportation cost: $7,150.34
Annual grocery cost: $5,065.55
Annual healthcare cost: $5.094.17
Annual utility cost: $4,478.17
Difference between per capita income and total costs: -$5,296.23
Number of side hustles needed to get by: 1
13. Mesa, Arizona
Per capita income: $30,903
Annual rent for a 1-bedroom apartment: $16,952
Annual transportation cost: $5,744.46
Annual grocery cost: $4,803.62
Annual healthcare cost: $4,773.19
Annual utility cost: $4,162.16
Difference between per capita income and total costs: -$5,532.44
Number of side hustles needed to get by: 1
12. Tucson, Arizona
Per capita income: $24,468
Annual rent for a 1-bedroom apartment: $12,272
Annual transportation cost: $4,867.67
Annual grocery cost: $4,719.61
Annual healthcare cost: $4,219.26
Annual utility cost: $4,133.05
Difference between per capita income and total costs: -$5,743.59
Number of side hustles needed to get by: 1
11. Los Angeles, California
Per capita income: $37,143
Annual rent for a 1-bedroom apartment: $20,904
Annual transportation cost: $8,329.47
Annual grocery cost: $5,144.62
Annual healthcare cost: $4,628.24
Annual utility cost: $3,896.05
Difference between per capita income and total costs: -$5,759.37
Number of side hustles needed to get by: 1
10. Spring Valley, Nevada
Per capita income: $31,886
Annual rent for a 1-bedroom apartment: $17,488
Annual transportation cost: $6,298.75
Annual grocery cost: $5,080.38
Annual healthcare cost: $4,778.37
Annual utility cost: $4,307.69
Difference between per capita income and total costs: -$6,067.19
Number of side hustles needed to get by: 1
9. Long Beach, California
Per capita income: $33,607
Annual rent for a 1-bedroom apartment: $19,000
Annual transportation cost: $7,956.58
Annual grocery cost: $5,035,90
Annual healthcare cost: $4,628.24
Annual utility cost: $4,037.42
Difference between per capita income and total costs: -$7,051.14
Number of side hustles needed to get by: 1
8. Fresno, California
Per capita income: $24,814
Annual rent for a 1-bedroom apartment: $12,732
Annual transportation cost: $5,124.66
Annual grocery cost: $4,902.46
Annual healthcare cost: $4,690.36
Annual utility cost: $4,673.59
Difference between per capita income and total costs: -$7,309.08
Number of side hustles needed to get by: 1
7. Glendale, Arizona
Per capita income: $26,395
Annual rent for a 1-bedroom apartment: $14,480
Annual transportation cost: $6,092.15
Annual grocery cost: $4,778.91
Annual healthcare cost: $4,773.19
Annual utility cost: $4,245.32
Difference between per capita income and total costs: -$7,974.58
Number of side hustles needed to get by: 1
6. Miami, Florida
Per capita income: $31,437
Annual rent for a 1-bedroom apartment: $19,376
Annual transportation cost: $7,281.36
Annual grocery cost: $5,302.77
Annual healthcare cost: $5,114.88
Annual utility cost: $3,970.89
Difference between per capita income and total costs: -$9,608.89
Number of side hustles needed to get by: 1
5. New York City, New York
Per capita income: $41,625
Annual rent for a 1-bedroom apartment: $24,580
Annual transportation cost: $9,125.63
Annual grocery cost: $5,762.37
Annual healthcare cost: $5,829.30
Annual utility cost: $6,257.79
Difference between per capita income and total costs: -$9,930.09
Number of side hustles needed to get by: 1
4. Detroit, Michigan
Per capita income: $19,569
Annual rent for a 1-bedroom apartment: $8,332
Annual transportation cost: $8,984.54
Annual grocery cost: $4,398.38
Annual healthcare cost: $4,364.21
Annual utility cost: $3,729.73
Difference between per capita income and total costs: -$10,239.85
Number of side hustles needed to get by: 1
3. Anaheim, California
Per capita income: $30,122
Annual rent for a 1-bedroom apartment: $21,432
Annual transportation cost: $5,946.02
Annual grocery cost: $5,065.55
Annual healthcare cost: $4,964.74
Annual utility cost: $4,049,89
Difference between per capita income and total costs: -$11,336.90
Number of side hustles needed to get by: 1
2. Newark, New Jersey
Per capita income: $20,924
Annual rent for a 1-bedroom apartment: $10,708
Annual transportation cost: $7,856.88
Annual grocery cost: $5,124.85
Annual healthcare cost: $4,705.89
Annual utility cost: $4,744.28
Difference between per capita income and total costs: -$12,224.90
Number of side hustles needed to get by: 1
1. Riverside, California
Per capita income: $27,144
Annual rent for a 1-bedroom apartment: $20,248
Annual transportation cost: $7,361.98
Annual grocery cost: $4,961.77
Annual healthcare cost: $4,545.41
Annual utility cost: $4,407.48
Difference between per capita income and total costs: -$14,380.63
Number of side hustles needed to get by: 2
More From GOBankingRates
Jordan Rosenfeld contributed to the reporting for this article.
Methodology: GOBankingRates determined the Cities in the United States Where You Need a Side Hustle to Get By, by looking at the top 100 most populated cities according to the United States Census Bureau along these criteria: (1) per capita income as sourced from the United States Census Bureau's 2020 American Community Survey; (2) average monthly/annual rent for a one bedroom as sourced from ApartmentList's March 2022 data; (3) itemized cost of living index for groceries, utilities, transportation, healthcare and miscellaneous expenditure, based on the Bureau of Labor Statistics' 2020 Consumer Expenditure Survey, which were adjusted to each city's local cost of living, sourced from Sperling's Best Places. Factors (2) and (3) were then combined to give each city a (4) total annual cost of living, which was then subtracted from each city's per capita income to give (5) difference between per capita income and total annual cost of living. If factor (5) was negative then it was deemed as a city that one would need a side hustle to get by, so GOBankingRates used the average income from a side hustle in the US ($12,609) as sourced from the Hustle's: The most lucrative side-hustles, to determine (7) number of side hustles needed to get by. All data was collected and is up to date as of April 19, 2022.
This article originally appeared on GOBankingRates.com: 20 Cities Where You Need a Side Hustle To Get By
