10 Cities Where You Need a Side Hustle To Get By
10. Buffalo, New York
Per capita income: $42,186
Annual rent for a 1-bedroom apartment: $15,177.51
Annual transportation cost: $5,180.12
Annual grocery cost: $5,735.50
Annual healthcare cost: $4,522.83
Annual utility cost: $11,224.06
Difference between per capita income and total costs: minus-$935.82
Number of side hustles needed to get by: 1
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9. Philadelphia, Pennsylvania
Per capita income: $52,649
Annual rent for a 1-bedroom apartment: $21,579.91
Annual transportation cost: $5,390.48
Annual grocery cost: $5,566.49
Annual healthcare cost: $4,548.17
Annual utility cost: $15,553.66
Difference between per capita income and total costs: minus-$1,069.38
Number of side hustles needed to get by: 1
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8. Birmingham, Alabama
Per capita income: $39,403
Annual rent for a 1-bedroom apartment: $14,916.63
Annual transportation cost: $4,906.65
Annual grocery cost: $6,651.44
Annual healthcare cost: $4,265.23
Annual utility cost: $9,689.52
Difference between per capita income and total costs: minus-$1,840.91
Number of side hustles needed to get by: 1
7. Rochester, New York
Per capita income: $40,083
Annual rent for a 1-bedroom apartment: $16,296.73
Annual transportation cost: $5,143.30
Annual grocery cost: $5,850.00
Annual healthcare cost: $4,358.14
Annual utility cost: $9,930.67
Difference between per capita income and total costs: minus-$2,961.03
Number of side hustles needed to get by: 1
6. New Orleans, Louisiana
Per capita income: $45,594
Annual rent for a 1-bedroom apartment: $20,415.42
Annual transportation cost: $5,216.93
Annual grocery cost: $5,555.59
Annual healthcare cost: $3,686.68
Annual utility cost: $14,523.33
Difference between per capita income and total costs: minus-$4,767.27
Number of side hustles needed to get by: 1
5. Cleveland, Ohio
Per capita income: $33,678
Annual rent for a 1-bedroom apartment: $15,953.71
Annual transportation cost: $4,917.17
Annual grocery cost: $4,514.26
Annual healthcare cost: $4,007.63
Annual utility cost: $9,919.71
Difference between per capita income and total costs: minus-$6,741.74
Number of side hustles needed to get by: 1
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4. New York, New York
Per capita income: $70,663
Annual rent for a 1-bedroom apartment: $41,419.47
Annual transportation cost: $6,131.99
Annual grocery cost: $6,956.75
Annual healthcare cost: $6,355.62
Annual utility cost: $19,850.37
Difference between per capita income and total costs: minus-$11,396.10
Number of side hustles needed to get by: 1
3. Detroit, Michigan
Per capita income: $34,762
Annual rent for a 1-bedroom apartment: $15,104.20
Annual transportation cost: $4,680.51
Annual grocery cost: $4,459.74
Annual healthcare cost: $3,788.03
Annual utility cost: $19,543.46
Difference between per capita income and total costs: minus-$13,937.98
Number of side hustles needed to get by: 2
2. Newark, New Jersey
Per capita income: $41,335
Annual rent for a 1-bedroom apartment: $23,136.86
Annual transportation cost: $5,453.58
Annual grocery cost: $5,402.93
Annual healthcare cost: $4,818.44
Annual utility cost: $17,110.12
Difference between per capita income and total costs: minus-$15,670.55
Number of side hustles needed to get by: 2
1. Miami, Florida
Per capita income: $47,860
Annual rent for a 1-bedroom apartment: $38,999.44
Annual transportation cost: $5,642.91
Annual grocery cost: $5,670.08
Annual healthcare cost: $4,032.97
Annual utility cost: $15,838.65
Difference between per capita income and total costs: minus-$23,312.01
Number of side hustles needed to get by: 2
Jami Farkas and Jordan Rosenfeld contributed to the reporting for this article.
Methodology: GOBankingRates determined the cities in the United States Where You Need a Side Hustle to Get By-- by looking at the top 100 most populated cities, according to the United States Census Bureau, along these criteria: (1) per capita income as sourced from the Census Bureau's 2021 American Community Survey; (2) average monthly/annual rent for a one-bedroom apartment as sourced from Zillow's Observed Rental Index, (3) itemized costs-of-living index for groceries, utilities, transportation, healthcare and miscellaneous expenditures, based on the Bureau of Labor Statistics' 2021 Consumer Expenditure Survey, which were adjusted to each city's local cost of living, sourced from Sperling's Best Places. Factors (2) and (3) were combined to give each city a (4) total annual cost of living, which was subtracted from each city's mean household income to give (5) difference between per capita household income and total annual cost of living. If factor (5) was negative, then it was deemed as a city that one would need a side hustle to get by, so GOBankingRates used the average income from a side hustle in the US ($12,689) as sourced from the Zapier's Side Hustle Report, to determine (7) number of side hustles needed to get by. All data was collected and is up to date as of May 18, 2023.
This article originally appeared on GOBankingRates.com: 10 Cities Where You Need a Side Hustle To Get By
