Description:When you think about being prepared, it's most likely in the context of a natural disaster or small emergency. Most of us keep a first aid kit, flashlight, and batteries handy — just in case. However, natural disasters and small emergencies are not the only times you need to be prepared. You never know what twists and turns everyday life may hold for you. Kimberley Mishkin and Liza Caldwell hav all the advice for you if you are contemplating divorce.