Preparation ranking: 25/30
Confidence ranking: 29/30
Falling behind big metro neighbors like Atlanta, Nashville, and Raleigh, Charlotte's high unemployment rate has done a number on the locals' retirement confidence. Per the report: "Compared to previous years, the number of metro area residents who say they are setting aside money in an employer sponsored plan (53%), determining the income they'll need for retirement (21%) or consulting with a financial advisor (22%) have all declined since 2010." They've also seen a 12-point drop in those who feel optimistic about their retirement plans, from 42 percent last year to 30 percent in 2012.
Rankings of the U.S.'s 30 largest metro areas by Ameriprise Financial.
By Business Insider