Like to spread your shopping dollars around? The Chase Freedom card could be a great option for you, especially if you shop online often. Chase's Ultimate Rewards portal offers discounts on a wide array of online stores, including a current offer of 5 percent cash back on Amazon purchases (capped at $1,500).
- Benefits: $100 cash back if you spend $500 in the first three months; 5 percent cash back on purchases in quarterly "bonus" categories.
- Annual fee: $0
- Pros: The Ultimate Rewards shopping portal offers extra rewards at all sorts of retailers, from Apple (2x points) to Nordstrom (5x points) to a whopping 30x at Magazines.com.
- Cons: You have to keep up with the changing categories and remember to log in to the portal to get your points; some categories cap rewards.