8 reasons your parents had an easier retirement than you will

Updated

Regardless of how old you are now, you'll probably have a harder time pulling off a financially secure retirement than your parents did.

A great many of us haven't planned and saved well. Besides that, fundamental changes in American life make it harder for today's generations to achieve a comfortable life after work.

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Here are eight reasons why the last decades of life are harder now — and eight things you can do to bolster your own retirement:

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