Marshawn Lynch shot down a rumor that he's never spent his NFL earnings, but had a powerful explanation for being financially savvy

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Marshawn Lynch is definitely retiring.

Shortly before Marshawn Lynch announced his retirement - during the Super Bowl, no less - a report began circulating that he had never spent any of the $49 million he made during his nine-year career.

Presumably, Lynch had been living off of the estimated $5 million per year he made off of endorsements and other business ventures.

Lynch recently sat down with Sports Illustrated's Jon Wertheimin a wide-ranging interview and discussed the rumors of Lynch's financial savvy.

When asked whether he ever spent any of his NFL earnings, Lynch told Wertheim, "That's false. I'm human. I'm very much human. If you pinch me, that hurts. I make mistakes, [but] I've also made some good decisions."

When Wertheim then said that people close to Lynch say that he's extremely smart with his money, Lynch gave a powerful reason why. He first asked Wertheim if he's ever eaten cereal before.

When Wertheim said yes, Lynch responded, "Alright. Have you ever had a roach in your cereal before?"

Wertheim said no and Lynch continued:

If you came from eatin' cereal with roaches in it before, Dawg... Feel what I'm sayin'? You wouldn't want to do that again, right? Once you've seen the lowest of the low, you don't want to go back. But, like I told you before, it's not me-I have a good team and some smart family members around me.

Wertheim followed by asking what wealth means to Lynch, and Lynch again gave a meaningful answer:

You've gotta understand where I came from, Baby Dawg. Money wasn't s---. It was the love and respect that I had for my family and for my peers [that mattered]. ... Let's say I went and got all that wealth - and then I had none of my family, none of my friends, none of my peers to enjoy that with. What would it have been [for]?

If Lynch is truly done with the NFL - and he insists that he is - he seems well-off, thanks to some smart planning ahead of time. He may not have all of that $49 million he's made, but he has enough and he has his family and friends, which is all Lynch seems to care about.

Read the entire interview here >>

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Marshawn Lynch shot down a rumor that he's never spent his NFL earnings, but had a powerful explanation for being financially savvy
CHARLOTTE, NC - JANUARY 17: Marshawn Lynch #24 of the Seattle Seahawks looks on before the NFC Divisional Playoff Game against the Carolina Panthers at Bank of America Stadium on January 17, 2016 in Charlotte, North Carolina. (Photo by Ronald C. Modra/Sports Imagery/Getty Images)
✌🏿 https://t.co/wesip4IhOR
FOXBORO, MA - DECEMBER 24: Jerod Mayo #51 of the New England Patriots reacts after he sacked Matt Moore #8 of the Miami Dolphins in the second half at Gillette Stadium on December 24, 2011 in Foxboro, Massachusetts. (Photo by Jim Rogash/Getty Images)
RETIRING A PATRIOT.
BALTIMORE, MD - DECEMBER 27, 2015: Tight end Heath Miller #83 of the Pittsburgh Steelers watches the action from the sideline during a game against the Baltimore Ravens on December 27, 2015 at M&T Bank Stadium in Baltimore, Maryland. Baltimore won 20-17. (Photo by: Nick Cammett/Diamond Images/Getty Images)
After 11 seasons and two Lombardi trophies, Heath Miller retires in Black & Gold. 📰 | https://t.co/rUr3Yf1XPd https://t.co/RWH0yFgWab
DETROIT, MI - OCTOBER 25: Calvin Johnson #81 of the Detroit Lions looks on from the sidelines during the game against the Minnesota Vikings at Ford Field on October 25, 2015 in Detroit, Michigan. The Vikings defeated the Lions 28-19. (Photo by Mark Cunningham/Detroit Lions/Getty Images)
Calvin Johnson retires from the National Football League: https://t.co/8YgcYxLjNS https://t.co/IdC1yIMX8R
CHARLOTTE, NC - OCTOBER 25: Jared Allen #69 of the Carolina Panthers reacts after a sack of Sam Bradford #7 of the Philadelphia Eagles during their game at Bank of America Stadium on October 25, 2015 in Charlotte, North Carolina. The Panthers won 27-16. (Photo by Grant Halverson/Getty Images)
Riding off into the sunset https://t.co/wZXovseGKS
MINNEAPOLIS, MN - AUGUST 8: Corey Wootton #99 of the Minnesota Vikings looks on during the fourth quarter of the game against the Oakland Raiders on August 8, 2014 at TCF Bank Stadium in Minneapolis, Minnesota. The Vikings defeated the Raiders 10-6. (Photo by Hannah Foslien/Getty Images)
Thank you all for the support! https://t.co/wHQqWkAirF
DETROIT, MI - DECEMBER 07: Logan Mankins #70 of the Tampa Bay Buccaneers warms up prior to the start of the game gainst the Detroit Lions at Ford Field on December 7, 2014 in Detroit, Michigan. The Lions defeated the Buccaneers 34-17. (Photo by Leon Halip/Getty Images)
Ex-#Patriots & #Bucs G Logan Mankins was tough, nasty, played through the whistle… and is a great dude when the play ends. One of a kind.
JACKSONVILLE, FL - DECEMBER 13: Matt Hasselbeck #8 of the Indianapolis Colts drops back to pass during a game against the Jacksonville Jaguars at EverBank Field on December 13, 2015 in Jacksonville, Florida. The Jaguars defeated the Colts 51-16. (Photo by Stacy Revere/Getty Images)
It has been an honor and a pleasure. https://t.co/P9dnvll0EP https://t.co/69DlIa9W1y
EAST RUTHERFORD, NJ - DECEMBER 22: (NEW YORK DAILIES OUT) D'Brickashaw Ferguson #60 of the New York Jets greets fans after a game against the Cleveland Browns on December 22, 2013 at MetLife Stadium in East Rutherford, New Jersey. The Jets defeated the Browns 24-13. (Photo by Jim McIsaac/Getty Images)
Thank you for the numerous messages of support. It has been a blessing to be apart of the NYJ. My letter to you https://t.co/hcIRk41QtM
GLENDALE, AZ - AUGUST 24: Defensive tackle Darnell Dockett #90 of the Arizona Cardinals watches from the sidelines during the preseason NFL game against the San Diego Chargers at the University of Phoenix Stadium on August 24, 2013 in Glendale, Arizona. (Photo by Christian Petersen/Getty Images)
To the founder of the #BirdGang, @ddockett, congrats on a great career! #ThanksNineO WATCH»https://t.co/4NIBDcOr8K https://t.co/h0yNiF72UT
ORCHARD PARK, NY - SEPTEMBER 13: Percy Harvin #18 of the Buffalo Bills celebrates a touchdown reception against the Indianapolis Colts on September 13, 2015 at Ralph Wilson Stadium in Orchard Park, New York. Buffalo defeats Indianapolis 27-14. (Photo by Brett Carlsen/Getty Images)
Percy Harvin told the Bills he is retiring, per source.
SEATTLE, WA - OCTOBER 18: Wide receiver Ricardo Lockette #83 of the Seattle Seahawks gestures to the crowd during the game against the Carolina Panthers at CenturyLink Field on October 18, 2015 in Seattle, Washington. (Photo by Otto Greule Jr/Getty Images)
I just wanted to make my teammates, family, & The 12th Man proud!!!! #weallwegot
FILE - In this Jan. 24, 2016, file photo, Denver Broncos quarterback Peyton Manning waves to spectators following the AFC Championship game between the Denver Broncos and the New England Patriots, in Denver. A person with knowledge of the decision tells The Associated Press on Sunday, March 6, that Manning has informed the Denver Broncos he's going to retire. (AP Photo/Chris Carlson, File)
Thank you, Peyton, and congratulations on your magnificent 18-year NFL career! https://t.co/YdMt19tQ2i https://t.co/jYDXpMmlUA
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