WATCH: 'Need to Know' Explores the Mortgage Mod Maze

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On the eve of the Nevada primary, in which housing policy will weigh heavily on residents of the foreclosure-ridden state, PBS' "Need to Know" takes a closer look at what the housing crisis looks and feels like for locals. In the video special below, which airs in full at 8:30 p.m. EST tonight, the "Need to Know" team explores the pitfalls of trying to attain a mortgage modification. Claims about lenders who require borrowers to become delinquent before they can help them are legion, and "Need to Know" speaks with a Nevada woman whose story echoes the frustration of thousands of underwater homeowners. Watch a clip from the show below.

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