Home Destroyed by Hurricane Ike Still Faces Foreclosure

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hurricane ike foreclosureEven those that continue to make payments on a house that no longer exists aren't immune to foreclosure.

Brad Gana, of Seabrook, Texas, is being threatened with foreclosure over a home that hasn't existed since it was destroyed by Hurricane Ike in 2008, local Houston 2 News reports. Furthermore, after the hurricane, which cost the Texas shoreline an estimated $11 billion in damages, reduced the property to an empty slab of concrete, Gana alleges he continued to make payments.

In the meantime, Bank of America, the mortgage lender, took out a forced homeowner's policy on the property and raised monthly payments. Gana, however, says he was never notified of the change since his mailbox was destroyed by what's come to be known as the third-most-destructive hurricane ever to hit the United States.

Read the full story at The Huffington Post.


Also see:
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Home Destroyed by Hurricane Ike Still Faces Foreclosure

With Hurricane Irene bearing down on the Eastern Seaboard, homeowners are battening down the hatches from North Carolina to New York this weekend. But if you lived in one of the uniquely sturdy homes on our list, Irene might pack a less powerful punch. From semi-subterranean shelters to conch-shaped fortresses, hippie dirt mounds to high-art domes, we explore some of the coolest places to weather a storm. 

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Advertised as "off-the-grid," this 3,140-square-foot home just outside of Taos, N.M is listed for $495,000. It has a spacious living room, fireplace and half-bath, kitchen dining area, patio and deck, and is powered by solar panels and a wind turbine.

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Powered exclusively through natural sources, solar panels on the home soak up the hot New Mexico rays, while a turbine harvests desert winds.

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The bedroom, encased in concrete and wood is surrounded by "mature" trees -- you know, like the kind you can have deep conversations with. Also on the patio awaits an appliance which may come as a surprise: a barbecue. Who's up for some grilled arugula!? 

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The center of the home hosts its green nuts and bolts: There, a giant cistern stores the home's H20 next to an interior waterfall and the solar battery apparatus. 

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This earth-sheltered dome home in Fountain Hills, Ariz., is mostly underground and offers protection from harsh weather conditions, along with the reduced energy costs that come with earth-cooling. 

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The unconventional abode boasts a balcony and several outdoor patios with mountain views.

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While the prospect of living underground might call to mind a mole-like existence, the place's cream interior and skylights add buoyancy to its insides. 

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The home isn't as cramped as you might think: It offers 1,788 square feet of space that includes three bedrooms and one-and-a-half bathrooms. Outside, there's a two-car garage

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These renderings sketch the designs of "eco-cottages," green homes that nestle into hills that will dot the perimeter of Frank Lloyd Wright's famous waterfall-straddling home known as "Fallingwater."  The innovative homes were selected through a design competition, according to inhabitat.com.


The partially subterranean homes will use the cooling properties of the earth to maintain room temperature in the cottages' minimalist interiors, reports inhabitat.com. 

All the cottages will include a bedroom, kitchen, living room, dining room and bathroom. 

The jury that selected the home reportedly stated: "In its subtlety, it is provocative and it carries forward the discourse about where architecture can move." Construction of the cottages is still in the fund-raising phase. 

Tardigrade House is modeled after "the world's most indestructible living creature -- the Tardigrade," according to the designer's website. Don't know what a Tardigrade is? Neither did we. According to Webster's, it's a category of microscopic animal that comprises the water bears. The partially buried home constructed of styrofoam and cement is internationally "touted as the world's safest house," the designer's website proclaims. 

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The concrete foundation sits over a series of perforated drainpipes that carry away floods. While it may have the hardiness of something microscopic, the place actually turns out to be quite spacious: The three-story home contains three bedrooms and bathrooms. 

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Rock-solid homes don't always come cheap. This dome complex in Brainerd, Minn. costs $1.5 million. Financed by the Water Foundation. Polystyrene insulation under the concrete creates a "thermal envelope" that wraps around the structure. 

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An elaborate stairway slicing through vegetative landscaping ushers you into the eco-conscious four-story home.

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Nifty windows flood the wood interior with natural light. The home includes the "Biological Composting Toilet System" that the home's designer, Natural Spaces Domes, estimates has saved Minnesotans 900,000 gallons of water. 

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Located in the sleepy Swiss village of Vals, this high-concept vacation home is literally built into the pastoral scenery. The brainchild of architectural firms SeARCH and Christian Muller Architects, the home was designed to "strengthen the surrounding landscape" -- not dominate it.

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As this aerial shot illustrates, however, you don't have to give up civilization to enjoy a quiet weekend. The unassuming property is smack-dab in the middle of a populated village.

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Just because the home is built partly underground doesn't mean visitors can't still enjoy the mountain air from the home's many intimate rooms.

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The Villa Vals booking site, which offers the home to visitors for 3,500 euros ($5,061) per week during peak season, notes that the interior is filled with furnishings by some of the most cutting-edge Dutch designers.

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The rural setting makes the glowing windows of the home all the more stunning at night. Meditate by day, throw Swiss ragers by night.

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OK, we can't in good faith suggest that people seek shelter from hurricane force winds in this glass and steel cube -- but what a way to spend a rainy night in! From ground level, only the sleek cubic shell is visible. But for those invited in, the basement level pool is sure to please. Located in a wooded area in Long Island, N.Y., the 4,500 square-foot Sagaponic House is perfect for outdoorsy revelers.

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High ceilings and glass walls make the boundaries between artifice and nature all the more transparent in this ultra-modern abode.

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The contemporary interior puts a chic new spin on storm-watching. Just put a tarp over that pool!

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A closer look at the home's most interesting feature, the sub-level pool.

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