Carry a high-end handbag even if you're on a budget

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Are you perpetually in love with handbags you can't afford? Do you wish for the means to be among those who carry Gucci and Louis Vitton?

If so, look no further. Bag, Borrow, or Steal gives ordinary women the chance to carry high-end handbags without the expense of purchasing them. The concept is simple: After paying a membership fee of $9.95 per month, you can rent any bag in their collection for as long as you want. Rental fees start at $15 per month (which doesn't get you much) and go all the way up to $2,000 per month for rare vintage bags.

Typical rental fees run from $100 to $500 per month, and get you access to names like Donney & Bourke, Coach, Fendi, Kate Spade, and Burberry. Higher monthly fees are reserved for Gucci, Prada, Chanel, and Dolce & Gabbana.

Does it sound like a deal to you? Well for those who like traditional looks and are known to carry the same bag for a year or two, renting a bag won't make sense. For those whose tastes change frequently, Bag, Borrow, or Steal makes perfect sense.

And if you fall in love with a handbag that you can't bear to part with, you can "Steal It," purchasing the bag after the company evaluates the condition of the bag and the availability of it on the open market.

Tracy L. Coenen, CPA, MBA, CFE performs fraud examinations and financial investigations for her company Sequence Inc. Forensic Accounting, and is the author of Essentials of Corporate Fraud.

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